(Covers the Privacy of Non-Public,
Personal Information)
By explaining AAA Credit Repair's Privacy Policy to you,
we trust you will better understand how we keep our
customer information private and secure while, at the
same time, use it to give you better service. Keeping
customer information secure is an extremely important
priority and by disclosing our policies is for the
purposes of helping you understand how we handle your
personal information that we collect and disclose. This
notice will also apply to former customers as well as
current customers unless management of AAA Credit Repair
states otherwise.
This Privacy Policy explains the following:
protecting the confidentiality of our customer's
information; who is covered; how information is
gathered; the types of information we share, why we
share it and with whom.
Protecting the Confidentiality of Our
Customer's Information:
We take our duty to protect the confidentiality and
privacy of our customers' and clients' information very
seriously. We maintain the electronic, physical, and
securitized safeguards to store and maintain your
information in such a way that it is in compliance with
Federal laws and regulations from unauthorized access,
destruction and alteration. Our policies, for example,
authorize access to customer information only by
individuals who need access to do their work.
Occasionally, we enter into agreements with other
companies to provide services to us or to make available
products and services to you in order to better fill
your needs. Under the terms of these agreements, the
companies may receive information about you but they
must safeguard this information, and they may not use it
for any other purpose than originally intended.
How We Gather Information:
Since we are in the business of providing financial
products and services to you, we may obtain information
about you from the following:
- Applications, forms, and other information that you
may provide to AAA Credit Repair, whether the
information is in writing, person, by telephone,
electronically, fax, public records, or by any other
means. This information is may not be limited to your
name, address, employment information, income, and
credit references;
- Your transaction with us, affiliates or others.
This information may include your account information,
balances, status, usage and history;
- Credit reporting agencies. This information may
include account information and information about your
current credit standing.
Information We Share
We may need to disclose
information we have about you as permitted under the law.
We are required to and may provide information about you
to third-parties without your consent, as permitted by
law, such as:
-
To protect against potential or actual fraud, any
unauthorized transactions, claims or other liability
that may arise.
-
To regulatory authorities and members of law
enforcement.
-
To consumer reporting agencies.
-
To report activities or mistakes to the credit
bureaus.
-
In connection with a proposed or actual sale,
merger, transfer of all or a portion of business or
an operating office, etc.
-
To respond to any subpoena, court order or judicial
process or regulatory authorities
We may also provide information about you to our service
providers to help us process your applications,
marketing services, and to companies servicing your
account. Service Providers may mail and telephone
service companies, lenders, investors, title and escrow
companies, appraisal companies, etc. Such information
is limited in scope with regard only to what AAA Credit
Repair deems appropriate and on a "need-to-know" basis.
The request for free help will be forwarded to our
partners who may or may not charge for their services.
We'll provide the transfer of your contact information
in an effort to help you. We reserve the right to charge
a fee to our partners and you agree to forego any
previous submissions to the Federal do not call list and
you also agree to indemnify and hold us harmless and
also our partners. Basically, by using our site or
requesting free help or any other assistance or service
you agree not to sue us.
About Information Use
We may also provide information about you
within the framework of you family of offices. We may or
may not share all the categories of information we gather
about you, including identification information (such as
your name, address), credit reports (such as your credit
history), application information (such as income or
credit references), and information from third parties
(such as your employment record), you account transactions
and experiences with AAA Credit Repair (such as your
payment history).
By sharing information, we can become
better acquainted and further understand your
financial needs. We can then send you notification of new
products and special promotions about which you may not
have otherwise known. For example, you may be interested
in hearing about a new real estate investment and
foreclosure seminar were holding on a particular date.